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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Northwest Data Breach Laws Are Changing—Is Your Cyber Insurance Keeping Up?
Legal requirements for managing consumer data and handling data breaches are changing, so now is a good time to check your cyber insurance to make sure that it is keeping up. New Oregon Law + Proposed Washington Law + California CCPA = Increasing Bu...
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Insurance Recovery for COVID-19 Losses
The economic fallout from COVID-19 has been swift and severe. Moratoriums, quarantines, and bans will continue to upend daily life and with this impose severe economic consequences on regional, national, and international commerce. While the federal...
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Protecting Your Business’s Data, and Cyber Insurance, Is More Important Than Ever
With a majority of businesses being run from home, using less secure networks, and disrupting normal security protocols, hackers are seeking to capitalize. The FCC and the FTC have seen an uptick in scams during the pandemic in the form of fake chari...
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Complimentary Webcast: Business Interruption Insurance Coverage
As we continue to provide our audience with updated information on developments in business interruption insurance coverage, we are inviting you to join this free virtual program which features Northwest Policyholder blog creator and editor, Seth R...
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Vandalism or Looting Impacted Your Business? Insurance Coverage & What to Do Now
The historic protests responding to the death of George Floyd and calling for racial justice have been accompanied, in some cities, by property damage and looting. The motivations behind the damage may make little difference to business owners alread...
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Washington Supreme Court: Consumer Protection Act Applies Broadly, Federal Courts Wrong
In Peoples v. USAA, decided on November 27, 2019, the Washington Supreme Court held that insurance companies can be liable under Washington's Consumer Protection Act (RCW Ch. 19.86) if they violate Washington claims-handling regulations and wrongfu...
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