The Northwest Policyholder
All Articles
Policyholders Beware: Two CGL Endorsements May Limit Your Liability Coverage (Part 1)
Jul 22, 2021
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Insurers have recently added novel endorsements to commercial general liability, or CGL, policies, both of which may impact a policyholder’s coverage. We have analyzed two that may create serious roadblocks to coverage for Washington policyholders: t...
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Foreign Arbitration Clauses in Insurance Policies: Oregon Federal Court Enforces Clause—A Cautionary Tale for Domestic Businesses
Retailers and product designers in the U.S. commonly require that product manufacturers add the retailer as an “additional insured” on the manufacturer’s liability policies. A major benefit for a retailer of being an “additional insured” is having a...
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Construction Webinar Recap: Understanding Insurance Coverage Issues & Minimizing Liability Exposure
Miller Nash hosted a fantastic panel for its May 18, 2021, “Understanding Insurance Coverage Issues & Minimizing Liability Exposure.” The webinar, part of Miller Nash’s Construction Webinar Series, provided an in-depth discussion and an insider’s pe...
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New Additional Insured Form Gets its First Test in Court: How to Avoid the Pitfalls
Feb 03, 2021
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When the Insurance Service Office, Inc. (“ISO”) – the organization that drafts the standardized forms used by most insurance companies – revised its standard additional insured endorsement in 2013, it was an open question what effect the revisions wo...
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New Washington Bill Seeks to Assist Policyholders with COVID-19 Business Income Loss Claims
Feb 01, 2021
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A Washington State Senate bill introduced last week, Senate Bill 5351, takes aim at insurers’ arguments that their policies do not cover losses caused by COVID-19 and/or related closure orders. According to insurers, their promise to pay for business...
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Are Policyholder Wins + New Closure Orders “Game Changers” for NW Business Income Insurance Claims?
Dec 01, 2020
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The last few weeks have seen both ups and downs for companies that are pursuing business income claims. On the upside, two Washington state courts have now held in favor of policyholders, ruling that government shutdown orders can constitute “physica...
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