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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Construction Webinar Recap: Understanding Insurance Coverage Issues & Minimizing Liability Exposure
Miller Nash hosted a fantastic panel for its May 18, 2021, “Understanding Insurance Coverage Issues & Minimizing Liability Exposure.” The webinar, part of Miller Nash’s Construction Webinar Series, provided an in-depth discussion and an insider’s pe...
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New Additional Insured Form Gets its First Test in Court: How to Avoid the Pitfalls
When the Insurance Service Office, Inc. (“ISO”) – the organization that drafts the standardized forms used by most insurance companies – revised its standard additional insured endorsement in 2013, it was an open question what effect the revisions wo...
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New Washington Bill Seeks to Assist Policyholders with COVID-19 Business Income Loss Claims
A Washington State Senate bill introduced last week, Senate Bill 5351, takes aim at insurers’ arguments that their policies do not cover losses caused by COVID-19 and/or related closure orders. According to insurers, their promise to pay for business...
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Are Policyholder Wins + New Closure Orders “Game Changers” for NW Business Income Insurance Claims?
The last few weeks have seen both ups and downs for companies that are pursuing business income claims. On the upside, two Washington state courts have now held in favor of policyholders, ruling that government shutdown orders can constitute “physica...
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Oregon Fires—Free Debris Removal Available for Businesses, Oct. 16 Deadline
Debris removal after a fire is complicated where hazardous substances may be present. Insurance may not defray the full cost, as debris removal coverage is often sub-limited. The State of Oregon DEQ and FEMA have teamed up to provide removal of some...
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Cannabis Business Loss from Wildfire—Insurance Coverage
Sep 17, 2020
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The wildfires sweeping through California, Oregon, and Washington have impacted many business sectors, and the cannabis industry is no exception. I interviewed Mike Rodgers, an insurance broker at the Fournier Group in Portland who focuses on the can...
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