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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Update: Ninth Circuit Affirms Enforcement of China Venue Clause
As an update to our blog post on June 2, 2021, the Ninth Circuit recently affirmed an Oregon court’s ruling that a venue clause in a Chinese liability policy required that a coverage dispute between an additional insured and Zurich will have to be li...
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Insurance Webinar Series: Panic! at the Firewall: Cyber Incident Response and the Role of Insurance
Cyber incidents are increasing in frequency and severity across all businesses and industries. As the saying goes, it’s not a matter of IF but WHEN an incident will occur. In this webinar we will explore ways that you can manage the impact by prope...
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Understanding Insurance Terms in Construction Contracts
Construction contracts at all tiers usually include terms requiring certain types of insurance, and often contain related provisions about indemnity. This “boilerplate” can be important if a job goes south, so here’s a short explanation of some of th...
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Tricky Insurance Endorsements Can Weaken Your Liability Coverage
Every contractor and subcontractor is required to carry liability insurance referred to as Commercial General Liability or “CGL” coverage. These policies are fairly standardized and most people assume that the coverage that is presented on the front...
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The Ninth Circuit Hooks a California Policyholder Win Under a Commercial Crime Policy in a Phishing Scam Case
The Ninth Circuit Court of Appeals delivered a policyholder insurance coverage win in a phishing case centered in Long Beach, California (home of our California office), in Ernst & Haas Mgt. Co. v. Hiscox, Inc., 23 F.4th 1195 (9th Cir. 2022). The pan...
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Insurance Webinar Series: Cannabis, Insurance, and Risk Management: Tools to Prevent Loss and Make Insurance a Profit Center
Cannabis operators and ancillary service providers face mounting losses and liabilities from theft, cyber-attacks, natural disasters, product recalls, text marketing, and employment wage and hour issues. In 2022, risk management and insurance shoul...
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