The Northwest Policyholder
All Articles
"Contractors Special Conditions" Endorsement Sets Traps for Policyholders and Defense Counsel
An endorsement that has become common in general contractors' insurance policies can function as a trap for both the policyholder and defense counsel. The "Contractors Special Conditions" endorsement requires that the policyholder must have written c...
Continue Reading >
Guest Feature: Apartment Owners' Liability for Loss of Renters' Personal Data [VIDEO]
In case you missed this last week, our friends at HFO Investment Real Estate have published an excellent video (posted here with permission) featuring an extensive interview with Vice Presidents Heidi Tapasa and Ted Stark of USI Insura...
Continue Reading >
Oregon Employer Liability Ruling Highlights Importance of Additional Insured Status
Earlier this year the Oregon Supreme Court expanded the potential liability of contractors and others for injury to employees of others on a job site, making it more critical than ever for contractors to ensure that they have additional insured prote...
Continue Reading >
The Other Shoe Just Dropped: Cyber Insurer Sues in Oregon to Avoid First Party Benefits for Malware Event
Those who follow the fast-moving growth of cyber-insurance as a product have been waiting for the other shoe to drop: coverage litigation, particularly about the many loopholes and limitations in first-party coverage for data breaches and similar eve...
Continue Reading >
Top Five Cyber Coverage Considerations for Northwest Businesses
Cyber coverage is a frequent topic of conversation among those involved in risk management. Here are my top five things for Northwest businesses to consider, from a coverage lawyer's perspective.
1. Accurately assess your risks....
Continue Reading >
Confluence of "Cyber" Events Has Directors & Officers Concerned About Coverage
Three "cyber"-related events in the last month have made corporate directors and officers sit up and take notice when it comes to cyber breaches and cyber coverage.
First, the Third Circuit's decision in Federal Trade Commission v. Wy...
Continue Reading >