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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Are Policyholder Wins + New Closure Orders “Game Changers” for NW Business Income Insurance Claims?
The last few weeks have seen both ups and downs for companies that are pursuing business income claims. On the upside, two Washington state courts have now held in favor of policyholders, ruling that government shutdown orders can constitute “physica...
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Oregon Fires—Free Debris Removal Available for Businesses, Oct. 16 Deadline
Debris removal after a fire is complicated where hazardous substances may be present. Insurance may not defray the full cost, as debris removal coverage is often sub-limited. The State of Oregon DEQ and FEMA have teamed up to provide removal of some...
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Northwest Data Breach Laws Are Changing—Is Your Cyber Insurance Keeping Up?
Legal requirements for managing consumer data and handling data breaches are changing, so now is a good time to check your cyber insurance to make sure that it is keeping up. New Oregon Law + Proposed Washington Law + California CCPA = Increasing Bu...
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Insurance Recovery for COVID-19 Losses
The economic fallout from COVID-19 has been swift and severe. Moratoriums, quarantines, and bans will continue to upend daily life and with this impose severe economic consequences on regional, national, and international commerce. While the federal...
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Protecting Your Business’s Data, and Cyber Insurance, Is More Important Than Ever
With a majority of businesses being run from home, using less secure networks, and disrupting normal security protocols, hackers are seeking to capitalize. The FCC and the FTC have seen an uptick in scams during the pandemic in the form of fake chari...
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Complimentary Webcast: Business Interruption Insurance Coverage
As we continue to provide our audience with updated information on developments in business interruption insurance coverage, we are inviting you to join this free virtual program which features Northwest Policyholder blog creator and editor, Seth R...
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